Fleximize Crowned LendTech of the Year at the 2026 FinTech Awards

Fleximize, the UK-based fintech lender focused on fast, flexible business loans for SMEs, has been named LendTech of the Year at the 2026 FinTech Awards, hosted by Business Awards UK.

The FinTech Awards celebrate the UK’s most innovative and impactful financial technology businesses, recognising excellence across fintech innovation, AI, and machine learning, digital finance, regtech, lendtech, payments, and outstanding customer experience. The awards champion startups, scale-ups, and established firms that are reshaping financial services and setting new industry standards.

The LendTech of the Year category recognises fintech companies transforming the lending landscape through innovative credit solutions, alternative finance tools, peer-to-peer lending, and breakthrough lending technologies. Winners are selected by a judging panel made up of dozens of private and public sector experts, bringing deep commercial and technical experience across a wide range of industries.

Fleximize was recognised for its fully digital, end-to-end lending platform, which combines advanced automation with explainable decision-making and human oversight. The platform enables SMEs to apply online via desktop or mobile, with decisions delivered quickly and funding available in as little as 24 hours. By securely integrating Open Banking data, credit reference agencies, Companies House data, and fraud-prevention tools, Fleximize builds a real-time picture of a business’ financial health while reducing friction for applicants.

Unlike many automated lenders, Fleximize avoids opaque decisioning. Its proprietary underwriting and operations system interprets thousands of data points per application while surfacing clear, explainable insights to human underwriters. This allows teams to focus on judgement rather than administration, supporting businesses with non-standard or seasonal trading profiles that traditional lenders often overlook.

Flexibility is a defining feature of the Fleximize model. Loans can be adjusted post-completion, including restructuring repayments, offering payment holidays, or refinancing as circumstances change. This approach, combined with continuous compliance monitoring and advanced fraud detection, allows Fleximize to scale responsibly while maintaining strong portfolio performance and customer trust.

In 2025 alone, Fleximize delivered £149 million in lending, contributing to £688 million in cumulative lending, while improving default rates and reducing severe late payments. The business also supports SMEs beyond direct lending through Approvity, its proprietary credit-matching platform, helping businesses find suitable funding options across the wider market.

Commenting on the win, Peter Tuvey, Co-Founder and CEO of Fleximize, said:

This award is a real validation of our belief that technology should support better decisions, not hide them. We’ve built Fleximize to prove that speed, scale and automation can coexist with transparency, flexibility and human accountability. SMEs don’t need opaque, unexplainable lending – they need funding they can understand, trust, and adapt as their business grows.

Fleximize continues to invest in explainable AI, broker partnerships, and platform innovation, setting a benchmark for how modern LendTech can grow responsibly while putting SMEs first.